7 Surefire ways to become identity theft viRata Penuh
Tuesday, May 6, 2008 | | |Discover the worries of being defrauded of the first! If you like bureaucracy and excitement to wait in line to talk to bank employees and again and again, becoming a victim of identity theft may be right for you.
The practice of dangerous surf
You want to be vulnerable to identity theft? When you buy a new computer, go online naked - not activate the firewall, or purchase of software protection.
More from Bankrate.com
• 10 Wackiest tax deductions
• Society Woe not Doom Does your mortgage
• Top 10 Deeply expected Automobile 2008
And you expose digital sharing a wireless connection with the whole neighborhood. Without digital encryption allows you to share the contents of your hard drive with anyone in the street.
For a maximum of risks, commit the equivalent of computing licking a hand in a New York City subway station and do some online banking on a public computer - like the public library or coffee. Bonus points are added if your Social Security number is your user ID for all transactions.
A keyword logging or tracking device installed by a disorderly-do-well can capture all the information that you type, as your user name and password, and devastate your financial life
In fact, the easiest way to become a victim is just completely let your guard down and trust in the good nature of basic humanity. If someone empty your account - and maybe they needed the money more than you did!
Safe Surfing is really the only way to protect yourself - common sense rather than jump through hoops technology - which essentially means being careful what you disclose information and how.
Because the presence of an undercover often remains undetected, the current measures of identity theft and fraud are not totally accurate. Some people have not the faintest idea how they were victims, so that the proportion of crimes that occur because of keyloggers and viruses simply not known.
"This is the type of attack that would be quite difficult to detect, and how we measure is usually attacks people ask," Have you been the victim of this type of attack? "It does not show very often, "said Fred H. Cate, Indiana University law professor and director of the Center for Applied Cybersecurity Research.
The impact of online threats carpet is more apparent sight in the first line of information technology.
Jon Ramsey, Chief Technology Officer of SecureWorks, a society of information security, said protection for companies against hackers, it is worth thinking as a whole to identify holes in security.
"We have seen posts from hackers on the blogs they have so much information, it will take years to go through all this," he said.
Ramsey said someone's full identity sells for $ 100 to $ 200, which would include their name, e-mail, social security number, credit card numbers with the card security code and the limit credit.
"Unfortunately they have been so successful in obtaining bank account numbers and social - it goes for $ 10," he says
Lésiner on Antivirus, Antispyware protection
Courting disaster online is easy. Invite malicious code to attack your computer simply by doing nothing.
Antivirus programs can be costly, and maintaining downloading updates constantly takes a long time. Combine that with the security updates from Microsoft or Apple and just upset someone seriously.
"If you want to be a victim, not using a virus on your computer," said Fred Cate, Indiana University law professor. "That's about the easiest thing that most people can do to make sure that they will become a victim."
That said, antivirus software only works if the virus are known. "They are reactive. The virus must exist before you can do anything about this," said Jon Ramsey SecureWorks. "We see there is so much malicious software is where the anti-virus (software) a very difficult period ahead. It May be there for several weeks before it is added to the list of known problems. "
SecureWorks unearthed a scam particularly successful recently in which e-mails disguised as messages from the Better Business Bureau, were sent to executives and business owners. The author of the scam received sufficient information on its specific objectives to adapt the missives with their name, title and the workplace - easily collected from social networking sites.
"If you are the vice-president of sales and you get something the Better Business Bureau, you can bet that you click on it. And this scam is still ongoing."
By following the link in the e-mail, victims of computers were infected by a virus that has registered and sent everything they typed into a browser to the hacker.
Get antispyware software is important to thwart such attacks. Spyware, which is installed without a computer owner's knowledge, may be a number of things, the diversion of Web browser to steal personal information such as credit card numbers and bank account information.
Opening attachments from unknown sources
Opening attachments strangersSecret crushes, long lost friends say "What's New" or strangers hawking cheap drugs - you never know unless you look at the e-mail.
"We have seen a rash of people infected video files, pictures, everything," said Jon Ramsey SecureWorks CTO. "Never click on an attachment executable. There is just nothing. You must go through a risk assessment and you have to evaluate."
Some fun things that can happen to open an executable file include infect your computer with a Trojan horse or virus, which can easily lead to identity theft.
"Whether it's a link to a website where something is downloaded a real or download the attachment, the first thing that will happen is that they try to take control of the computer," says Ramsey.
"Then they hide, if you were searching files or applications running, you would not see it. Then they take all the information on the computer, for example, in Windows storage protected And they return to the hacker. If you type to someone, go to a bank account, click on a button - all this can be taken to the hacker and they can watch what you type. "
Social networking sites such as MySpace.com and LinkedIn.com, present specific risks. These playgrounds of information hoi polloi are generally rejected by savvier users, because of the insecurity of the user makes a page.
For example, "Myspace does not create its content, it is created by the Internet, it is possible that someone could make a page that is populated by malicious things that people can go," said Ramsey.
Stuff your wallet with identification Juicy Tidbits
Wallets and purses are more than cash on hand-carrying devices. They often have credit cards, identification, information about insurance and even social security cards. Obviously, more is better if you wish to become prey to fraudsters. Égarer or losing a wallet or purse can cause more problems than the desire to replace all the cards and buying a new bag.
Armed with your date of birth, social security number and mailing address, there is no limit to the damage could cause thieves.
Surprisingly however, it is not always hidden behind an unknown identity theft. The perpetrators are often someone the victim knows.
"Most of the time, you know someone is using your bank account or credit card without your consent," said Fred Cate, director of the Center for Applied Cybersecurity Research. "That could be someone like a family member, which is very, very common - a teenage son or daughter or step-maybe living with you."
You might say, but my family and my friends are not criminals! We are all upstanding pillars of the community. In fact, you can never be too sure.
"It's funny, if you think about Gov. Spitzer. He used the name of one of his friends when he checked into the Mayflower. Most people do that when they commit ID fraud. It is just a name that comes to mind or someone they know enough about what they can answer questions such as address, mother's maiden name, date of birth, "said Cate.
"Why go to strangers when you can use the information that you already know?" he said.
Make your checks payable to criminals
If you're like most people, you would not send your checking account information on your door, though you should if you want to be a victim of fraud. Similarly, checks reflecting the same information can be decreased by chance in the mailboxes unsecured.
Statistically the chances of your mailbox being targeted by criminal elements are weak, but not that low. According to the 2008 Identity Theft Investigation Report Javelin Strategy and Research, nearly one in 10 victims of identity theft that can pinpoint the crime scene that was past the mailbox.
"It's checks, credit card statements, bank statements ... all carefully folded up for them by mail," says James Van Dyke, president and founder of Javelin Strategy and Research. "Outgoing controls are right Here again, just as Frank Abagnale said in his books on crime and in the movie "Catch Me If You Can. "The aim is to check the paper - and laundering of writing on the cheque."
Despite everything that can go wrong, in general, shopping and paying bills on the Internet can be the safest and most secure way of doing business. To be truly safe, Jon Ramsey SecureWorks recommends keeping a separate computer for online banking. "If you do not have e-mail about this computer, you're one step closer to be sure," he said.
Opt Out? Opt In!
If you are sending checks the mailbox unlocked, go ahead and get the credit card companies to send you all pre-approved offer that factor can cram into the box.
Similarly, do not get credit card online, leave them on the side of the road so they are more convenient for fraudsters, without technical knowledge or followed by the launching of hacking complex.
"The Postal Service USA said that criminals are going to one of these condo-style mailboxes where there are 15 or 20 mailboxes thence to a place and they just rip the back of it with a crowbar, "said Fred Cate, Indiana University law professor. "It's really good they are centralized so that they can get to their very fast."
Nothing is too good to be true
Everyone wants to feel special and perhaps more importantly, sales rich. When reading an e-mail a proposal by business magnate Africa, a prince in danger or oppressed heir offers millions of dollars in exchange for some small assistance measures, it is difficult not wish it was true. Reporting to the history will no doubt lead to inconvenience, however.
But the appeal of OBSEQUIOUS Nigerian scams is not always directed to the lowest common denominator. Many targets victims of natural disasters, as well as taxpayers and sellers try to unload some unwanted on eBay. Furthermore, if there are ways for people to be scammed online bamboozlement much happens in the real world by phone or in person.
Honest sellers May be the hardest hit by these scams. Who in their right mind more to buy whatever type of accident traffic magazine subscriptions?
These days it must be conceded that any communication with a company or government agency that has not been specially launched by the consumer with the authentication process is a scam.
"The best defence is common sense. It is often neglected, and this is a good approach," said SecureWorks' Jon Ramsey.
The practice of dangerous surf
You want to be vulnerable to identity theft? When you buy a new computer, go online naked - not activate the firewall, or purchase of software protection.
More from Bankrate.com
• 10 Wackiest tax deductions
• Society Woe not Doom Does your mortgage
• Top 10 Deeply expected Automobile 2008
And you expose digital sharing a wireless connection with the whole neighborhood. Without digital encryption allows you to share the contents of your hard drive with anyone in the street.
For a maximum of risks, commit the equivalent of computing licking a hand in a New York City subway station and do some online banking on a public computer - like the public library or coffee. Bonus points are added if your Social Security number is your user ID for all transactions.
A keyword logging or tracking device installed by a disorderly-do-well can capture all the information that you type, as your user name and password, and devastate your financial life
In fact, the easiest way to become a victim is just completely let your guard down and trust in the good nature of basic humanity. If someone empty your account - and maybe they needed the money more than you did!
Safe Surfing is really the only way to protect yourself - common sense rather than jump through hoops technology - which essentially means being careful what you disclose information and how.
Because the presence of an undercover often remains undetected, the current measures of identity theft and fraud are not totally accurate. Some people have not the faintest idea how they were victims, so that the proportion of crimes that occur because of keyloggers and viruses simply not known.
"This is the type of attack that would be quite difficult to detect, and how we measure is usually attacks people ask," Have you been the victim of this type of attack? "It does not show very often, "said Fred H. Cate, Indiana University law professor and director of the Center for Applied Cybersecurity Research.
The impact of online threats carpet is more apparent sight in the first line of information technology.
Jon Ramsey, Chief Technology Officer of SecureWorks, a society of information security, said protection for companies against hackers, it is worth thinking as a whole to identify holes in security.
"We have seen posts from hackers on the blogs they have so much information, it will take years to go through all this," he said.
Ramsey said someone's full identity sells for $ 100 to $ 200, which would include their name, e-mail, social security number, credit card numbers with the card security code and the limit credit.
"Unfortunately they have been so successful in obtaining bank account numbers and social - it goes for $ 10," he says
Lésiner on Antivirus, Antispyware protection
Courting disaster online is easy. Invite malicious code to attack your computer simply by doing nothing.
Antivirus programs can be costly, and maintaining downloading updates constantly takes a long time. Combine that with the security updates from Microsoft or Apple and just upset someone seriously.
"If you want to be a victim, not using a virus on your computer," said Fred Cate, Indiana University law professor. "That's about the easiest thing that most people can do to make sure that they will become a victim."
That said, antivirus software only works if the virus are known. "They are reactive. The virus must exist before you can do anything about this," said Jon Ramsey SecureWorks. "We see there is so much malicious software is where the anti-virus (software) a very difficult period ahead. It May be there for several weeks before it is added to the list of known problems. "
SecureWorks unearthed a scam particularly successful recently in which e-mails disguised as messages from the Better Business Bureau, were sent to executives and business owners. The author of the scam received sufficient information on its specific objectives to adapt the missives with their name, title and the workplace - easily collected from social networking sites.
"If you are the vice-president of sales and you get something the Better Business Bureau, you can bet that you click on it. And this scam is still ongoing."
By following the link in the e-mail, victims of computers were infected by a virus that has registered and sent everything they typed into a browser to the hacker.
Get antispyware software is important to thwart such attacks. Spyware, which is installed without a computer owner's knowledge, may be a number of things, the diversion of Web browser to steal personal information such as credit card numbers and bank account information.
Opening attachments from unknown sources
Opening attachments strangersSecret crushes, long lost friends say "What's New" or strangers hawking cheap drugs - you never know unless you look at the e-mail.
"We have seen a rash of people infected video files, pictures, everything," said Jon Ramsey SecureWorks CTO. "Never click on an attachment executable. There is just nothing. You must go through a risk assessment and you have to evaluate."
Some fun things that can happen to open an executable file include infect your computer with a Trojan horse or virus, which can easily lead to identity theft.
"Whether it's a link to a website where something is downloaded a real or download the attachment, the first thing that will happen is that they try to take control of the computer," says Ramsey.
"Then they hide, if you were searching files or applications running, you would not see it. Then they take all the information on the computer, for example, in Windows storage protected And they return to the hacker. If you type to someone, go to a bank account, click on a button - all this can be taken to the hacker and they can watch what you type. "
Social networking sites such as MySpace.com and LinkedIn.com, present specific risks. These playgrounds of information hoi polloi are generally rejected by savvier users, because of the insecurity of the user makes a page.
For example, "Myspace does not create its content, it is created by the Internet, it is possible that someone could make a page that is populated by malicious things that people can go," said Ramsey.
Stuff your wallet with identification Juicy Tidbits
Wallets and purses are more than cash on hand-carrying devices. They often have credit cards, identification, information about insurance and even social security cards. Obviously, more is better if you wish to become prey to fraudsters. Égarer or losing a wallet or purse can cause more problems than the desire to replace all the cards and buying a new bag.
Armed with your date of birth, social security number and mailing address, there is no limit to the damage could cause thieves.
Surprisingly however, it is not always hidden behind an unknown identity theft. The perpetrators are often someone the victim knows.
"Most of the time, you know someone is using your bank account or credit card without your consent," said Fred Cate, director of the Center for Applied Cybersecurity Research. "That could be someone like a family member, which is very, very common - a teenage son or daughter or step-maybe living with you."
You might say, but my family and my friends are not criminals! We are all upstanding pillars of the community. In fact, you can never be too sure.
"It's funny, if you think about Gov. Spitzer. He used the name of one of his friends when he checked into the Mayflower. Most people do that when they commit ID fraud. It is just a name that comes to mind or someone they know enough about what they can answer questions such as address, mother's maiden name, date of birth, "said Cate.
"Why go to strangers when you can use the information that you already know?" he said.
Make your checks payable to criminals
If you're like most people, you would not send your checking account information on your door, though you should if you want to be a victim of fraud. Similarly, checks reflecting the same information can be decreased by chance in the mailboxes unsecured.
Statistically the chances of your mailbox being targeted by criminal elements are weak, but not that low. According to the 2008 Identity Theft Investigation Report Javelin Strategy and Research, nearly one in 10 victims of identity theft that can pinpoint the crime scene that was past the mailbox.
"It's checks, credit card statements, bank statements ... all carefully folded up for them by mail," says James Van Dyke, president and founder of Javelin Strategy and Research. "Outgoing controls are right Here again, just as Frank Abagnale said in his books on crime and in the movie "Catch Me If You Can. "The aim is to check the paper - and laundering of writing on the cheque."
Despite everything that can go wrong, in general, shopping and paying bills on the Internet can be the safest and most secure way of doing business. To be truly safe, Jon Ramsey SecureWorks recommends keeping a separate computer for online banking. "If you do not have e-mail about this computer, you're one step closer to be sure," he said.
Opt Out? Opt In!
If you are sending checks the mailbox unlocked, go ahead and get the credit card companies to send you all pre-approved offer that factor can cram into the box.
Similarly, do not get credit card online, leave them on the side of the road so they are more convenient for fraudsters, without technical knowledge or followed by the launching of hacking complex.
"The Postal Service USA said that criminals are going to one of these condo-style mailboxes where there are 15 or 20 mailboxes thence to a place and they just rip the back of it with a crowbar, "said Fred Cate, Indiana University law professor. "It's really good they are centralized so that they can get to their very fast."
Nothing is too good to be true
Everyone wants to feel special and perhaps more importantly, sales rich. When reading an e-mail a proposal by business magnate Africa, a prince in danger or oppressed heir offers millions of dollars in exchange for some small assistance measures, it is difficult not wish it was true. Reporting to the history will no doubt lead to inconvenience, however.
But the appeal of OBSEQUIOUS Nigerian scams is not always directed to the lowest common denominator. Many targets victims of natural disasters, as well as taxpayers and sellers try to unload some unwanted on eBay. Furthermore, if there are ways for people to be scammed online bamboozlement much happens in the real world by phone or in person.
Honest sellers May be the hardest hit by these scams. Who in their right mind more to buy whatever type of accident traffic magazine subscriptions?
These days it must be conceded that any communication with a company or government agency that has not been specially launched by the consumer with the authentication process is a scam.
"The best defence is common sense. It is often neglected, and this is a good approach," said SecureWorks' Jon Ramsey.
